Union Bank USSD Code

Punch a few strings of numbers and answer some line of commands or instructions and boom you are in control of specific financial services that were possibly accessible by going to the bank.

That is our reality now, virtually all the banks in Nigeria have these services available for all their customers. We will take an exclusive look at the Union Bank USSD code in this post.

What is the Union Bank USSD Code?

The Union bank USSD code is *832#. With this number, you can use many of the financial services available to you as a customer of union bank. 

Also, check out Sterling Bank Mobile Banking and USSD Code.

What Services are available with Union Bank Code?

Let me explain to you what the magic number *832# can do for you, especially for those that do not know what offers are available to them using the code.

With the Union bank code, you have one of the fastest and easiest to complete transactions, pay bills, buy airtime, and access information concerning your accounts. I will share more details on how you can access these services in the coming sections.

However, before we go further, let me address some of the popular questions about the use of the Union Bank USSD code.

Is the Union bank code reliable?

You can count on the reliability of the use of the code as it is secure and efficient. The only reason you may have concerns is the issue of bank service and the service provider.

This situation is a common phenomenon for all banks. However, you can put your mind at rest as it is not a frequent issue with Union bank and most banks in Nigeria. 

Do I need to go to the bank to register for the USSD code?

No, you do not need to visit the bank for that. All you need is to have an account with Union Bank, a mobile phone of any kind, and your registered SIM attached to the bank account(s).

Do they charge for the use of the Union bank code?

It depends on what transaction you are performing. Sending money with the code attracts a service fee while most of the other services are free.

Do I have to pay for the registration of the Union bank code?

No, the registration and use of the union bank do not attract any charges except the payment of service fees for bank transactions. The fee is mandatory as per the regulations from the Central Bank of Nigeria (CBN).

Can I deactivate my phone number from my account?

Yes, you can deactivate your number anytime you wish to. You will get to know how to do that from the details provided in the post.

Do I need an internet connection to use the Union bank code 

No, you do not need an internet connection, the technology is not dependent on the internet. That is one way the USSD code has an edge over the Mobile Bank App.

What will I do when I have an unsuccessful transaction using the Union bank code yet debited 

The best approach is to wait 24 hours for the retraction of the funds. If there is no retraction, you can contact customer care support or visit the nearest Union bank to complain. 

How to Activate Union Bank USSD code

As a first-timer, you need to activate your Union bank USSD code by dialing *826#. Then, you will need to provide your account number, the last six digits on your card, and your card pin.

To finalize the registration, you need to create a five-digit transaction pin which you will use in the authentication of all transactions you will make with the code.

Also, check out Access Bank USSD Code.

What Can I do with the Union Bank Code?

In the section, you will get to know about the service available with the use of the Union bank code in detail. Without further ado, let dive right through it. The following services you can get from using *826# include

Sending money to anyone from your bank account

With the Union bank code, you can send money from your bank accounts to other people irrespective of whether they use the same bank as you or not.

How can you do this? 

For Union Bank Account Number

You can send money by dialing this on your phone *826*1*Amount*Account Number#. Input the recipient account number for the Account Number and how much you wish to send in the Amount. The next prompts will determine you to authenticate the transaction by inputting your transaction pin. 

For other banks

You can send money to other banks by dialing this on your phone *826*2*Amount*Account Number#. The same meaning still holds for what to put in the Amount and Account Number space as previously explained.

Here, the next prompts will need you to choose the recipient’s Bank Name. Only authenticate the transaction once you confirm that the name of the account and the account number correspond with what you have. 

Recharging airtime with the Union Bank Code

You can recharge airtime for yourself or other persons using the Union bank code. 

To recharge for yourself, follow these formats. Dial *826*Amount#. You get a notification if it is successful and your phone number is credited with the amount. It is instant as much as it is easy to do.

If you wish to recharge for other persons, initiate it by dialing *826*Amount*Phone Number#

Check remaining balance 

With *826*4# you can check the remaining balance in your account. You get a notification directly to you that give you the figure. 

Buy Data

You can buy data by dialing *826*9#. You complete the process by selecting the desired network operator and the data package you want from the available options.

Pay Bills with the Union bank code

Paying bills is now easier as you can now do that with your bank rather than visiting your bank. Simply dial *826#. Navigate to “Pay Bills”. Then, you can now select from the listed options the category of bill payment you want to make.

Make sure you have the necessary data required to complete the process. For instance, paying for a DSTV subscription requires your Smartcard Number. Also paying for electricity bills requires your meter number.

Deactivate your phone numbers

Should you wish to use that phone number linked to your bank account. You can deactivate it by dialing *826*6#.

Furthermore, there are other services that you can access using the union back code

Loan Service

Union bank offers loan services to their customers. If you are eligible, you can access the menu of options concerning loan services by dialing *826*41#.

Search for Union banks/Union Direct Agents

It is possible to use the union bank code to locate branches of Union banks and Union direct agents. To do this, simply dial *826*19#.

Request a debit card

You can begin the process of getting a debit card from Union bank just by dialing *826*21#. You supply the necessary information and await the information on how and when you can get the card.

Initiate Cardless Withdrawal

Cardless withdrawal as the name suggests involves withdrawing from ATM centers without the use of your card. With the Union bank code, you can initiate the withdrawal by dialing *826*7*Amount#.

You will need to authenticate that you initiate the transaction and they will provide you with a secret pin. You will use the pin to initiate the transaction at the ATM centers.

Pay Merchants

Transactions with merchant banks and agents are possible with the Union bank code. All you need is to know the unique code of the merchant bank/agents to initiate the transaction. To pay merchants bank, dial *826*22*Merchant Code*Amount#.

Account Information 

You can make inquiries about your account number. Inquiries such as account numbers, mini-statements, and checking your BVN can be retrieved using the Union Bank code. Dial *826#, and select the option you want corresponding to the inquiry you want to make. Fill in the necessary details and get the notification.

Final Notes on Union Bank USSD Code

Banking is easier with the use of the USSD code and you can enjoy banking more with it. Learn about how you can access a wide range of services with the Union bank code in this post.

Before you go, check out Fidelity Bank Transfer Code.